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Member FDIC. ® Registered trademark of Royal Bank of Canada. RBC Centura is a trade name used by RBC Centura Bank.
SM"Let's do something giant." is a service mark of RBC Centura Banks, Inc. *All lines of credit are subject to credit approval,
verification, and collateral evaluation. RBC Centura will pay all closing costs for lines of credit between $25,000 and
$500,000, including up to $250 toward attorney fees in SC. No other discounts will apply. RBC Centura will be entitled to
recover 100% of the bank paid closing costs if the line of credit is closed within 24 months of being established.
Property insurance and flood insurance (if applicable) must be in effect on the property securing the account.
Title insurance may be required. Minimum line of credit amount is $5,000 ($75,000 to receive 7.75% rate).
Rates are variable but will not exceed 18% in NC, SC, GA, FL, AL and 24% in VA. Offer is not available through wholesale
channels. This introductory rate is available for new lines of credit only and expires on May 31, 2007.
The introductory discounted Annual Percentage Rate (APR) is for an initial period of 120 days. Automatic deduction
of minimum payment from RBC Centura checking account required to obtain introductory and permanent rate.
**After the initial APR period, your line of credit and corresponding variable APR will be priced using a base index
rate of Prime Rate (as published in The Wall Street Journal on the 25th day of the month) plus or minus a margin
disclosed to you at the time of application. Margin disclosed will vary based on creditworthiness, loan-to-value,
and other factors. Using a base index rate of 8.25%, current as of February 28, 2007, and a margin of -.50%,
the rate would have been 7.75%.
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